An Amazing Home Loan For Veterans..
Edgar DeJesus • June 3, 2021
This past Monday was Memorial Day. It’s a day to remember those we have lost. A day to reflect on those who made a sacrifice for their country and for all us. For This I am Grateful. Thank you.
Today I want to share a loan Veterans can take advantage of. It’s the VA Loan.
VA Home Loans have so many benefits:
- There is no monthly mortgage insurance
- There is no down payment
- The seller can pay all buyers closing costs (in this market we’re not seeing sellers cover closing costs but eventually the market will shift and sellers will once again cover allowed closing costs depending on the loan program).
- While mortgage lender guidelines state maximum closing costs concessions to a buyer from a seller are 4%. I find this to be inaccurate because if closing costs are less than 4% then the difference can be used to cover a buyers debt in order to make the transaction happen. This is the only loan where a seller can actually pay a debt for a borrower if we are under our 4% in closing costs concessions.
- The buyer can be reimbursed for their home inspection and appraisal at closing
The VA Loan allows a Veteran to buy a home with no money.
In all of the years I have been originating and practicing mortgages my opinion is Many Veterans do not know all of the benefits they have when obtaining a VA Home loan.
Today I ask you to share this video with a friend or co-worker or even a neighbor who has served our country.
If you are a Veteran or if you have a loved one who has served or is serving, Thank you. It’s because of you and them we get to do what we love to do. Thank you.
My name is Edgar DeJesus. I’m the mortgage advisor and branch manager of Treasure Coast Home Loans.
Today’s market requires you to have a skilled negotiator and consultant, like me, helping you and the people you care about right now.
Call or text, (772) 444-6362, with any questions that will let me separate opinion from opportunity.
Thank you for taking the time to read my latest real estate and mortgage report.
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