An Amazing Home Loan For Veterans..

Edgar DeJesus • June 3, 2021

Share

This past Monday was Memorial Day. It’s a day to remember those we have lost. A day to reflect on those who made a sacrifice for their country and for all us. For This I am Grateful. Thank you. 



Start Your Pre-approval

Today I want to share a loan Veterans can take advantage of. It’s the VA Loan.

 

VA Home Loans have so many benefits:

 

  1. There is no monthly mortgage insurance
  2. There is no down payment
  3. The seller can pay all buyers closing costs (in this market we’re not seeing sellers cover closing costs but eventually the market will shift and sellers will once again cover allowed closing costs depending on the loan program).
  4. While mortgage lender guidelines state maximum closing costs concessions to a buyer from a seller are 4%. I find this to be inaccurate because if closing costs are less than 4% then the difference can be used to cover a buyers debt in order to make the transaction happen. This is the only loan where a seller can actually pay a debt for a borrower if we are under our 4% in closing costs concessions.
  5. The buyer can be reimbursed for their home inspection and appraisal at closing


The VA Loan allows a Veteran to buy a home with no money.

 

In all of the years I have been originating and practicing mortgages my opinion is Many Veterans do not know all of the benefits they have when obtaining a VA Home loan.

 

Today I ask you to share this video with a friend or co-worker or even a neighbor who has served our country. 

 

If you are a Veteran or if you have a loved one who has served or is serving, Thank you. It’s because of you and them we get to do what we love to do. Thank you.


My name is Edgar DeJesus. I’m the mortgage advisor and branch manager of Treasure Coast Home Loans. 

 

Today’s market requires you to have a skilled negotiator and consultant, like me, helping you and the people you care about right now.

 

Call or text, (772) 444-6362, with any questions that will let me separate opinion from opportunity. 

 

Thank you for taking the time to read my latest real estate and mortgage report.



Start your pre-approval

CONTACT US

Call or text 561-223-9347 or email edgar@treasurecoasthomeloans.com to discuss your loan. 


Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional and all conditions must be met by the borrower(s). A loan is only approved when the lender has issued approval in writing and is subject to all lender conditions. Any specified rates and terms are contingent upon loan approval and are subject to change without notice due to unpredictable market conditions. Innovative Mortgage Services, Inc. is a Florida licensed lender. Company NMLS #250769. Originator NMLS # 230414. Florida Mortgage Lender License, License/Registration #: MLD178 Florida. Mortgage Lender Servicer License, License/Registration #: MLD2167 Equal. Equal Housing Lender 

⚡ 7-Minute Pre-Approval

Start Your Mortgage Application

Ready to make your move? Apply securely with Treasure Coast Home Loans, your local mortgage broker. We make the process fast, simple, and transparent so you can shop for your new home with absolute confidence.

Free Search Tool

Unlock Down Payment Assistance

Did you know there are hundreds of state and local programs designed to help Florida buyers cover their down payment and closing costs? You could qualify for thousands of dollars in assistance. Answer a few quick questions to see exactly what programs you are eligible for right now.

Mortgage Broker Port St. Lucie, Florida

Learn More About the Mortgage Process.


Check Out Our Google Verified Reviews

Comprador de vivienda en Florida y agente inmobiliario analizando una oferta de compra competitiva,
By Edgar DeJesus • October 15, 2026
Aprende a negociar la compra de una casa en Florida, presentar una oferta competitiva, solicitar ayuda con los costos de cierre y proteger tus finanzas.
Florida homebuyer real estate agent discussing competitive home purchase offer, seller concessions,
By Edgar DeJesus • October 15, 2026
Learn how to negotiate a home purchase in Florida, make a competitive offer, request seller concessions, and protect your finances before closing.
First-time Florida homebuyers reviewing FHA, conventional, USDA, VA mortgage programs
By Edgar DeJesus • October 14, 2026
Explore Florida first-time homebuyer programs, FHA, USDA, VA, conventional loans, down payment assistance, credit requirements, and mortgage approval.
Compradores de su primera vivienda en Florida comparando préstamos FHA, convencionales, USDA y VA,
By Edgar DeJesus • October 14, 2026
Conoce los programas FHA, convencional, USDA y VA para comprar tu primera casa en Florida, las ayudas para el pronto pago y el proceso de aprobación.
Hipotecas en Florida con Crédito Bajo | 2026
By Edgar DeJesus • October 13, 2026
¿Puedes comprar casa en Florida con crédito menor de 580? Conoce los cambios hipotecarios de 2026, los requisitos FHA y tus opciones.
Florida homebuyer reviewing credit score and mortgage options
By Edgar DeJesus • October 13, 2026
What if the number you’ve been watching for years isn’t the only thing determining whether you can buy a home? For many people, their credit score has become a verdict. A 560? I can’t buy. A 590? I need to wait. A 610? Nobody will approve me. But mortgage lending is changing, and some of those assumptions deserve a second look. In October 2026, a major mortgage lender announced it was removing its own minimum credit-score restrictions for certain conventional, FHA, VA, and USDA mortgages. That doesn’t mean everyone with a low credit score can suddenly buy a home. But it does raise an important question.
Florida buyer comparing FHA down payment options.
By Edgar DeJesus • October 5, 2026
See how 5% down instead of 3.5% may lower FHA mortgage insurance and potentially help a home fit your qualifying payment.
Comprador en Florida comparando pagos iniciales FHA.
By Edgar DeJesus • October 5, 2026
Encontraste la casa. El precio de compra funciona. Los impuestos sobre la propiedad funcionan. El seguro de propietarios funciona. El HOA funciona. Pero cuando tu profesional hipotecario calcula los números utilizando el pago inicial mínimo de FHA de 3.5% , el pago mensual total queda un poco demasiado alto. Ahora estás fuera del pago o de la relación entre deudas e ingresos necesaria para tu pre aprobación. ¿Significa eso automáticamente que necesitas buscar una vivienda más económica?  No necesariamente. Algunas veces cambiar el pago inicial puede cambiar más de lo que imaginas.
Empresario en Florida explorando financiamiento SBA.
By Edgar DeJesus • September 30, 2026
¿Quieres comprar un negocio en Florida? Conoce cómo un préstamo SBA puede ayudar a financiar la compra y otras necesidades comerciales.
Florida business owner exploring SBA financing.
By Edgar DeJesus • September 30, 2026
Buying a Florida business? Learn how an SBA loan may help finance the purchase, working capital, equipment and other eligible business needs.