Mortgage News | Treasure Coast Home Loans
Check out the latest news and mortgage advice from Treasure Coast Home Loans
“Real estate cannot be lost or stolen, nor can it be carried away. Purchased with common sense, paid for in full, and managed with reasonable care, it is about the safest investment in the world.” –Franklin D. Roosevelt

As a first-time home buyer or someone looking to move up to a larger home, navigating the world of mortgages and closing costs can be overwhelming. One crucial aspect that can significantly alleviate financial stress is seller-paid closing costs. This article will explore what seller-paid closing costs are, how you can obtain them, and the different allowances based on various loan programs. By understanding these concepts, you can position yourself for a smoother home purchasing experience.

Are you dreaming of owning a home that perfectly matches your style, or perhaps turning a fixer-upper into your dream dwelling? The FHA 203(k) loan might just be your ticket to achieving that dream! This unique financing option combines your home purchase and renovation costs into a single mortgage, making it a practical choice for many homebuyers. Here’s everything you need to know about FHA 203(k) loans.

Navigating the housing market can be daunting, especially for first-time home buyers. With rising interest rates, finding a manageable monthly mortgage payment can feel like an uphill battle. However, there’s a strategic tool available that can make a substantial difference in your financial landscape: the temporary rate buydown. This blog post explores how first-time buyers can leverage this option to ease into homeownership with lower payments at the start of their mortgage journey.

Finding the right mortgage can feel like a daunting task, especially with so many options available. While local banks, credit unions, and mortgage bankers each have their merits, opting for a mortgage broker could be the game-changer in your home buying journey. Here’s why choosing a mortgage broker is often the smarter path.

As a consumer looking to navigate the mortgage landscape, staying informed is essential. Mortgage News Daily (MND) is a valuable resource for understanding mortgage rates, trends, and key industry news. Here’s how you can maximize your experience on MND, along with tips to assist you in your mortgage journey.

In a significant move that could reshape the landscape of home financing, the Federal Housing Finance Agency (FHFA) has announced the acceptance of the VantageScore 4.0 credit scoring model alongside the traditional FICO scores. This landmark decision aims to assist millions of potential homebuyers who have previously faced barriers due to limited or no credit history.