Mortgage News | Treasure Coast Home Loans

Check out the latest news and mortgage advice from Treasure Coast Home Loans

“Real estate cannot be lost or stolen, nor can it be carried away. Purchased with common sense, paid for in full, and managed with reasonable care, it is about the safest investment in the world.” –Franklin D. Roosevelt


mortgage underwriting documentation, why lenders need paperwork, mortgage documentation requirements
By Edgar DeJesus October 27, 2025
Discover why mortgage underwriters require extensive documentation during your home loan process. Learn what lenders do with your paperwork, how it protects both parties, and what happens after your loan funds. Essential reading for homebuyers.
first-time home buyer, renting to buying, how to buy first home, home buying tips 2025,
By Edgar DeJesus October 20, 2025
Ready to stop renting? Discover 11 actionable steps to prepare for homeownership in 2025. From credit tips to savings strategies - start your journey today.
lorida homestead rights, spouse not on mortgage Florida, non-borrowing spouse closing, Florida homes
By Edgar DeJesus October 13, 2025
Buying a Florida home without your spouse on the loan? Learn why Florida’s homestead laws often require your spouse to sign at closing—even if they’re not on the mortgage or title.
improve credit score, boost credit score for mortgage, home buyer credit tips
Secondary: increase cr
By Edgar DeJesus October 9, 2025
improve credit score, boost credit score for mortgage, home buyer credit tips Secondary: increase credit score 90 days, credit report improvement, mortgage credit requirements, first-time home buyer credit, credit score tips, prepare credit for mortgage
By Edgar DeJesus October 8, 2025
Buying a home in Florida is one of the most significant financial decisions you’ll ever make, and at the heart of this transaction lies a document that will shape your entire home buying experience: the purchase contract. While the excitement of finding your dream home can make you eager to sign on the dotted line, taking time to thoroughly understand this legally binding agreement is absolutely essential to protecting your interests and your investment.
Florida property taxes, Save Our Homes Florida, homestead exemption Florida, assessed value vs appra
By Edgar DeJesus October 7, 2025
Florida homebuyers who close before January 1st can save thousands in property taxes for decades. Learn how Save Our Homes protection, assessed value vs. appraised value, and strategic timing can lock in lower tax bills for life in Florida’s unique property tax system
listing agent, sell your home for maximum value, real estate agent, home selling tips, professional
By Edgar DeJesus October 6, 2025
Want to sell your home for maximum value? Discover how a professional listing agent uses expert pricing, marketing strategies, and negotiation skills to help home sellers get top dollar. Learn the proven steps to a successful home sale.
home inspection negotiations, seller paid repairs, 4-point inspection issues, appraisal repair requi
By Edgar DeJesus September 30, 2025
Learn how to negotiate with sellers when home inspections, 4-point inspections, or appraisals reveal repair issues. Expert tips for buyers to get repairs done or reduce the home price.
unpermitted work, home permits, mortgage approval, selling a home, homeowners insurance, building pe
By Edgar DeJesus September 29, 2025
Unpermitted home improvements can derail mortgage approvals and increase insurance costs. Learn why pulling permits matters when buying or selling a home and how to avoid costly delays.
By Edgar DeJesus September 24, 2025
Buying a home is one of the most significant financial decisions you’ll make in your lifetime. Whether you’re a first-time buyer or seasoned homeowner, knowing the right questions to ask your realtor and mortgage lender can save you thousands of dollars and countless headaches down the road.
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