Mortgage News | Treasure Coast Home Loans

Check out the latest news and mortgage advice from Treasure Coast Home Loans

“Real estate cannot be lost or stolen, nor can it be carried away. Purchased with common sense, paid for in full, and managed with reasonable care, it is about the safest investment in the world.” –Franklin D. Roosevelt


hard pull credit check, soft pull credit inquiry, mortgage credit check, credit score impact mortgag
By Edgar DeJesus November 18, 2025
Discover the difference between hard and soft credit pulls when applying for a mortgage. Learn how each affects your credit score and what your mortgage broker should explain before checking your credit report.
homeownership after closing, post-purchase homeowner tips, homeowner success strategies, hidden home
By Edgar DeJesus November 17, 2025
Meta Description: Discover the unexpected challenges and essential strategies for thriving as a homeowner after closing. Learn about hidden costs, maintenance schedules, equity building, and financial planning tips most new homeowners wish they knew from day one. Expert insights for lasting homeownership success.
50-year mortgage, home affordability, first-time home buyer, mortgage options, extended mortgage ter
By Edgar DeJesus November 12, 2025
Discover the pros and cons of the proposed 50-year mortgage plan for home buyers. Learn how extended mortgage terms could impact your monthly payments, total interest costs, and path to homeownership in 2025.
how mortgage rates work, mortgage rate factors, lower mortgage rates, mortgage rate lock strategy, r
By Edgar DeJesus November 3, 2025
Discover the insider secrets mortgage brokers use to help clients save thousands. Learn why the rates you see online aren’t what you’ll actually get and proven strategies to secure the lowest mortgage rate possible when buying or refinancing your home.
home renovations that increase value, home improvement ROI, kitchen remodel value, bathroom addition
By Edgar DeJesus October 28, 2025
Discover which home renovations increase property value and ROI before you buy. Expert mortgage broker insights on kitchen remodels, bathroom upgrades, and renovations to avoid. Learn smart investment strategies for your new home purchase.
mortgage underwriting documentation, why lenders need paperwork, mortgage documentation requirements
By Edgar DeJesus October 27, 2025
Discover why mortgage underwriters require extensive documentation during your home loan process. Learn what lenders do with your paperwork, how it protects both parties, and what happens after your loan funds. Essential reading for homebuyers.
first-time home buyer, renting to buying, how to buy first home, home buying tips 2025,
By Edgar DeJesus October 20, 2025
Ready to stop renting? Discover 11 actionable steps to prepare for homeownership in 2025. From credit tips to savings strategies - start your journey today.
lorida homestead rights, spouse not on mortgage Florida, non-borrowing spouse closing, Florida homes
By Edgar DeJesus October 13, 2025
Buying a Florida home without your spouse on the loan? Learn why Florida’s homestead laws often require your spouse to sign at closing—even if they’re not on the mortgage or title.
improve credit score, boost credit score for mortgage, home buyer credit tips
Secondary: increase cr
By Edgar DeJesus October 9, 2025
improve credit score, boost credit score for mortgage, home buyer credit tips Secondary: increase credit score 90 days, credit report improvement, mortgage credit requirements, first-time home buyer credit, credit score tips, prepare credit for mortgage
By Edgar DeJesus October 8, 2025
Buying a home in Florida is one of the most significant financial decisions you’ll ever make, and at the heart of this transaction lies a document that will shape your entire home buying experience: the purchase contract. While the excitement of finding your dream home can make you eager to sign on the dotted line, taking time to thoroughly understand this legally binding agreement is absolutely essential to protecting your interests and your investment.
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