Mortgage News | Treasure Coast Home Loans

Check out the latest news and mortgage advice from Treasure Coast Home Loans

“Real estate cannot be lost or stolen, nor can it be carried away. Purchased with common sense, paid for in full, and managed with reasonable care, it is about the safest investment in the world.” –Franklin D. Roosevelt


Florida home buyer using assets to qualify for a mortgage.
By Edgar DeJesus September 22, 2026
Learn how Freddie Mac may let eligible assets help you qualify for a mortgage.
Florida home buyer and real estate agent comparing mortgage payments, HOA costs, insurance, property
By Edgar DeJesus September 21, 2026
Think you cannot afford a Florida home? Learn how property type, mortgage insurance, HOA costs, flood insurance, ARMs and other strategies can change the numbers.
Florida home buyer down payment assistance options including Hometown Heroes and local SHIP funds.
By Edgar DeJesus September 16, 2026
Learn how Florida home buyers may use Hometown Heroes, SHIP and other down payment assistance programs with the right mortgage financing strategy.
Florida homeowner with an existing FHA mortgage reviewing options for buying a new primary residence
By Edgar DeJesus September 14, 2026
Already have an FHA mortgage on a former primary home? Learn when FHA may allow another FHA loan for a new primary residence in Florida.
Florida buyer watching mortgage rates and home prices.
By Edgar DeJesus August 27, 2026
Will mortgage rates fall? Learn what moves rates and what Florida home buyers should consider before waiting to buy.
Florida buyer covering an appraisal gap.
By Edgar DeJesus August 26, 2026
Offering above a Florida home’s appraised value? Learn why having cash for the appraisal gap doesn’t automatically guarantee DU approval.
Florida home buyer reviewing cash to close.
By Edgar DeJesus August 25, 2026
Money in the bank isn’t always immediately usable for a mortgage. Learn what Florida buyers should know about cash to close.
Florida buyer reviewing home price and mortgage pre-approval.
By Edgar DeJesus August 24, 2026
Pre-approved for $500,000? Learn why every $500,000 Florida home may not produce the same mortgage qualification.
Florida condo buyer reviewing mortgage eligibility.
By Edgar DeJesus August 18, 2026
You may qualify for a mortgage while the Florida condo does not. Learn what buyers and sellers should check before closing.
Florida home buyer reviewing a low appraisal.
By Edgar DeJesus August 17, 2026
Low Florida home appraisal? Learn your options before making an offer.
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