3 Reasons Why Working With A Local Mortgage Broker is Best…

Edgar DeJesus • February 26, 2022

 Today I want to share with you 3 reasons working with a local mortgage broker is your best bet.

 

Start Your Pre-approval
  1. Reputation is the first reason. Most local mortgage brokers are relationship-based, meaning they not only want you to be happy, they also want the professional that referred you to be happy. 

 

   2.  Accessibility is the second reason. Local mortgage brokers have access to hundreds of                  programs and possibly hundreds of sources ready to finance your home. 

 

   3. Mortgage Insurance Savings is the third reason. It’s typical to pay upwards of over .71% on             monthly insurance on a conventional loan. When you work with a local mortgage broker, they         most likely have relationships with wholesale lenders who can offer you as low as .28% in               monthly mortgage insurance on a conventional loan, depending on your credit scores. This is         a savings of over 50% in monthly mortgage insurance. This means your mortgage payment             will be lower. This also means you can afford more home.. 

 

When you’re ready to start the pre-approval process, consider working with the local mortgage advisor your real estate agent refers you to. They have lots of options, more significant savings and your best interests in mind.


If you have any specific questions regarding the home loan pre-approval process, let me know. To check out all your loan options, our services page. 

 

“Here’s what to do now… download your free homebuyer ebook, click here.” 

 

My name is Edgar DeJesus. I’m the mortgage advisor and branch manager of Treasure Coast Home Loans. Call or text, (772) 444-6362, with any questions that will let me separate opinion from opportunity. 

 

Thank you for taking the time to read my latest real estate and mortgage report.


Start your pre-approval

Get Ebook

Start Your Mortgage Application with Treasure Coast Home Loans

Your Local Mortgage Broker

Mortgage Broker Port St. Lucie, Florida

Learn More About the Mortgage Process.


Check Out Our Google Verified Reviews

By Edgar DeJesus July 31, 2025
Discover the real relationship between Federal Reserve rates and mortgage rates. Learn why your home loan rate doesn’t always follow the Fed - with actual data and expert insights.
By Edgar DeJesus July 29, 2025
Picture this: You’re settled into your rental home, maybe even thinking about staying another year or two. Then your landlord calls with unexpected news – they’re putting the house on the market. Suddenly, you’re facing a choice you weren’t prepared for: move out or figure out how to buy the place you’ve been calling home.
By Edgar DeJesus July 28, 2025
Self-employed mortgage - Home equity renovation loans - Debt-to-income ratio DTI - Mortgage for self-employed - Equity financing - Home renovation ideas
fix and flip loans, mortgage broker, real estate investing, hard money loans, investment property lo
By Edgar DeJesus July 24, 2025
Discover the best fix and flip loan programs. Learn how working with a mortgage broker can help you unlock potential profits in real estate.
By Edgar DeJesus July 23, 2025
As a first-time home buyer or someone looking to move up to a larger home, navigating the world of mortgages and closing costs can be overwhelming. One crucial aspect that can significantly alleviate financial stress is seller-paid closing costs. This article will explore what seller-paid closing costs are, how you can obtain them, and the different allowances based on various loan programs. By understanding these concepts, you can position yourself for a smoother home purchasing experience.
A man and a woman are sitting on a couch looking at each other.
By Edgar DeJesus July 22, 2025
Learn how cash-out refinancing after divorce can help you split assets fairly. Steps, tips, and expert help from Treasure Coast Home Loans.
By Edgar DeJesus July 21, 2025
Are you dreaming of owning a home that perfectly matches your style, or perhaps turning a fixer-upper into your dream dwelling? The FHA 203(k) loan might just be your ticket to achieving that dream! This unique financing option combines your home purchase and renovation costs into a single mortgage, making it a practical choice for many homebuyers. Here’s everything you need to know about FHA 203(k) loans.
By Edgar DeJesus July 17, 2025
Navigating the housing market can be daunting, especially for first-time home buyers. With rising interest rates, finding a manageable monthly mortgage payment can feel like an uphill battle. However, there’s a strategic tool available that can make a substantial difference in your financial landscape: the temporary rate buydown. This blog post explores how first-time buyers can leverage this option to ease into homeownership with lower payments at the start of their mortgage journey.
By Edgar DeJesus July 16, 2025
Finding the right mortgage can feel like a daunting task, especially with so many options available. While local banks, credit unions, and mortgage bankers each have their merits, opting for a mortgage broker could be the game-changer in your home buying journey. Here’s why choosing a mortgage broker is often the smarter path.
By Edgar DeJesus July 15, 2025
As a consumer looking to navigate the mortgage landscape, staying informed is essential. Mortgage News Daily (MND) is a valuable resource for understanding mortgage rates, trends, and key industry news. Here’s how you can maximize your experience on MND, along with tips to assist you in your mortgage journey.