Breaking FHA News For Students…

Edgar DeJesus • June 22, 2021

This past Friday, FHA announced that beginning August 16th, 2021, they will allow a half of one percent calculation instead of the current one percent calculation on student loan balances.

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This is exciting news for individuals with student loans since you will now be able to afford more home even with your student loan balances. 

 

Let me give you an example:

 

Let’s say you owe 90k on a student loans. If you’re buying a home and getting an FHA Loan, we currently have to include a $900 minimum monthly payment as part of your debt to income ratio. 

 

As an example beginning on August 16th of this year, your minimum monthly payment obligation on your 90k in student loans is only $450.00.

 

If you would like to know your individual minimum monthly payment obligation on your student loans when it comes time to buying a home feel free to reach out. 

 

I would love to speak with you about your student loans.


My name is Edgar DeJesus. I’m the mortgage advisor and branch manager of Treasure Coast Home Loans. 

 

Today’s market requires you to have a skilled negotiator and consultant, like me, helping you and the people you care about right now.

 

Call or text, (772) 444-6362, with any questions that will let me separate opinion from opportunity. 

 

Thank you for taking the time to read my latest real estate and mortgage report.



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CONTACT US

Call or text 561-223-9347 or email edgar@treasurecoasthomeloans.com to discuss your move-up plan and determine whether a bridge loan is the right fit for your situation. 


Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional and all conditions must be met by the borrower(s). A loan is only approved when the lender has issued approval in writing and is subject to all lender conditions. Any specified rates and terms are contingent upon loan approval and are subject to change without notice due to unpredictable market conditions. Innovative Mortgage Services, Inc. is a Florida licensed lender. Company NMLS #250769. Originator NMLS # 230414. Florida Mortgage Lender License, License/Registration #: MLD178 Florida. Mortgage Lender Servicer License, License/Registration #: MLD2167 Equal. Equal Housing Lender 


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