The First Step That Saves You From Losing Your Dream Home...

Edgar DeJesus • April 27, 2021

30 days after speaking with us, one of our clients found their dream home.


Start Your Pre-approval

Unfortunately before doing so they did not complete the one thing we previously recommended as the first step in getting started.

 

To secure their dream home a listing agent was asking for their pre-approval letter.

 

Unfortunately we had to inform them we were unable to issue a pre-approval letter because they did not complete the pre-approval process. 

 

The best we could offer was a pre-qualification letter. 

 

Even though we completed a pre-qualification their offer was not accepted. 

 

Please know a pre-qualification is not the same as a pre-approval. 

 

When you are ready to buy a home please remember do not look at homes, do not make offers on homes until you have completed the first step which is to get fully pre-approved.


Start your pre-approval

CONTACT US

Call or text 561-223-9347 or email edgar@treasurecoasthomeloans.com to discuss your loan. 


Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional and all conditions must be met by the borrower(s). A loan is only approved when the lender has issued approval in writing and is subject to all lender conditions. Any specified rates and terms are contingent upon loan approval and are subject to change without notice due to unpredictable market conditions. Innovative Mortgage Services, Inc. is a Florida licensed lender. Company NMLS #250769. Originator NMLS # 230414. Florida Mortgage Lender License, License/Registration #: MLD178 Florida. Mortgage Lender Servicer License, License/Registration #: MLD2167 Equal. Equal Housing Lender 

⚡ 7-Minute Pre-Approval

Start Your Mortgage Application

Ready to make your move? Apply securely with Treasure Coast Home Loans, your local mortgage broker. We make the process fast, simple, and transparent so you can shop for your new home with absolute confidence.

Free Search Tool

Unlock Down Payment Assistance

Did you know there are hundreds of state and local programs designed to help Florida buyers cover their down payment and closing costs? You could qualify for thousands of dollars in assistance. Answer a few quick questions to see exactly what programs you are eligible for right now.

Mortgage Broker Port St. Lucie, Florida

Learn More About the Mortgage Process.


Check Out Our Google Verified Reviews

Comprador de vivienda en Florida revisando su puntaje de crédito antes de solicitar una hipoteca.
By Edgar DeJesus July 29, 2026
Descubre qué puntaje de crédito realmente necesitas para comprar una casa en Florida y por qué tu crédito es solo una parte del proceso de aprobación hipotecaria.
Florida home buyer reviewing their credit score before purchasing a home.
By Edgar DeJesus July 29, 2026
Learn what credit score you really need to buy a home in Florida and why your credit score is only one part of the mortgage approval process.
Florida home buyer deciding whether to buy now or wait for lower mortgage rates.
By Edgar DeJesus July 28, 2026
Should you wait for lower mortgage rates? Learn what Florida home buyers should consider before delaying a home purchase.
Comprador de vivienda en Florida decidiendo si comprar ahora o esperar tasas hipotecarias más bajas.
By Edgar DeJesus July 28, 2026
¿Esperar Tasas Hipotecarias Más Bajas? Lo Que Podría Costarte Esperar para Comprar una Vivienda
gift funds for down payment
By Edgar DeJesus July 27, 2026
My family is giving me monies for down payment towards the purchase of my new home.
Comparing two mortgage Loan Estimates with a Florida mortgage professional.
By Edgar DeJesus July 22, 2026
Learn how to compare mortgage Loan Estimates like a professional and choose the best loan for your financial goals, not just the lowest rate.
Comparando dos Estimados de Préstamo hipotecario en Florida
By Edgar DeJesus July 22, 2026
Aprende a comparar un Estimado de Préstamo como un profesional y elige la hipoteca adecuada para tus objetivos financieros
Profesional hipotecario en Florida explicando diferentes opciones de préstamos para compradores
By Edgar DeJesus July 20, 2026
Aprende a elegir el programa hipotecario adecuado en Florida en lugar de enfocarte únicamente en la tasa de interés más baja.
Florida mortgage professional explaining loan options to home buyers.
By Edgar DeJesus July 20, 2026
Learn how to choose the right Florida mortgage loan instead of simply chasing the lowest interest rate.