The Mortgage Insurance Eliminator Program…

Edgar DeJesus • December 15, 2021

 Just last week we got access to a new program. This program is our mortgage insurance eliminator program.


Start Your Pre-approval

It used to be that you needed a 20% down payment if you wanted to avoid having mortgage insurance. That’s no longer the case. The new MI Eliminator program allows you to only put 10.01% down payment and you will have no monthly mortgage insurance. 

 

Here are the benefits of this program. 

 

  • No monthly mortgage insurance 
  • Down payment is only 10.01% 
  • You can qualify for a greater loan amount and purchase price
  • The other 9.99% your not required to use for down payment you can use for home improvements
  • You can pay down your credit card debt
  • Deposit as additional monies into your retirement account
  • Use the additional monies if you have to pay over list price in order to get your offer accepted 

 

Now is the perfect time to take advantage of the Mortgage Insurance Eliminator program. 

 

As with every other program lenders give you access to, you must qualify.


If you have any specific questions regarding the home loan pre-approval process, let me know. To check out all your loan options, our services page.

 

“Here’s what to do now… download your free homebuyer ebook, click here.” 

 

My name is Edgar DeJesus. I’m the mortgage advisor and branch manager of Treasure Coast Home Loans. Call or text, (772) 444-6362, with any questions that will let me separate opinion from opportunity. 

 

Thank you for taking the time to read my latest real estate and mortgage report.


Start your pre-approval

Get Ebook

Call or text 561-223-9347 or email edgar@treasurecoasthomeloans.com to discuss your loan. 


Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional and all conditions must be met by the borrower(s). A loan is only approved when the lender has issued approval in writing and is subject to all lender conditions. Any specified rates and terms are contingent upon loan approval and are subject to change without notice due to unpredictable market conditions. Innovative Mortgage Services, Inc. is a Florida licensed lender. Company NMLS #250769. Originator NMLS # 230414. Florida Mortgage Lender License, License/Registration #: MLD178 Florida. Mortgage Lender Servicer License, License/Registration #: MLD2167 Equal. Equal Housing Lender 

⚡ 7-Minute Pre-Approval

Start Your Mortgage Application

Ready to make your move? Apply securely with Treasure Coast Home Loans, your local mortgage broker. We make the process fast, simple, and transparent so you can shop for your new home with absolute confidence.

Free Search Tool

Unlock Down Payment Assistance

Did you know there are hundreds of state and local programs designed to help Florida buyers cover their down payment and closing costs? You could qualify for thousands of dollars in assistance. Answer a few quick questions to see exactly what programs you are eligible for right now.

Mortgage Broker Port St. Lucie, Florida

Learn More About the Mortgage Process.


Check Out Our Google Verified Reviews

Comprador de condominio en Florida revisando elegibilidad hipotecaria.
By Edgar DeJesus August 18, 2026
Puedes calificar para la hipoteca aunque el condominio no. Conoce lo que compradores y vendedores de Florida deben revisar.
Florida condo buyer reviewing mortgage eligibility.
By Edgar DeJesus August 18, 2026
You may qualify for a mortgage while the Florida condo does not. Learn what buyers and sellers should check before closing.
Florida home buyer reviewing a low appraisal.
By Edgar DeJesus August 17, 2026
Low Florida home appraisal? Learn your options before making an offer.
Comprador de vivienda revisando una tasación baja en Florida.
By Edgar DeJesus August 17, 2026
¿Tasación baja en Florida? Conoce tus opciones antes de hacer una oferta.
Comprador de vivienda comparando pagos hipotecarios en Florida.
By Edgar DeJesus August 13, 2026
Descubre por qué dos casas en Florida con el mismo precio pueden tener pagos mensuales muy diferentes.
Florida buyers comparing total monthly home costs.
By Edgar DeJesus August 13, 2026
Why two Florida homes with the same price can have very different monthly payments.
Florida home buyer reviewing finances with a mortgage professional.
By Edgar DeJesus August 12, 2026
What should you tell your mortgage professional? Everything. Learn why financial details can matter when buying a Florida home.
Comprador de vivienda en Florida revisando sus finanzas con un profesional hipotecario.
By Edgar DeJesus August 12, 2026
Lo que no mencionas a tu profesional hipotecario puede importar. Descubre por qué compartir toda tu información financiera ayuda al proceso.
Compradores de vivienda en Florida analizando las tasas hipotecarias y las tendencias del mercado
By Edgar DeJesus August 5, 2026
Descubre qué está ocurriendo con las tasas hipotecarias, la economía y los precios de las viviendas en Florida y qué significa para compradores, inquilinos y quienes planean mudarse al estado.
Florida home buyer reviewing 2026 mortgage rates and housing trends.
By Edgar DeJesus August 5, 2026
Will mortgage rates fall and Florida home prices soften? See what 2026 data means for buyers, renters, and families relocating to Florida.