Should I Pay Over Asking Price For My New Home Purchase?

Edgar DeJesus • February 2, 2022

 These days it seems like every home seller is getting more for selling their home than the amount they listed it.


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If you’re buying a home in today's market, one thing is for sure. You’re dealing with multiple offer situations, and more than likely, if your offer is accepted, it’s because you’re offering more than the home list price.

 

Two days ago, one of our real estate friends listed a home that sold for 200k over list price. 

 

The question lots of clients have is:

Should I Pay Over Asking Price For My New Home Purchase? 

 

My response every time is:

How long do you plan on living in the home? 

 

If you’re selling the home in 1-2 years, I won’t pay 200k over the list price, but if you’re in it for the long haul and see yourself in the home for 5,7, or 10 years.

Yes, you may want to consider paying over the list price in order to get your offer accepted.


If you have any specific questions regarding the home loan pre-approval process, let me know. To check out all your loan options, our services page. 

 

“Here’s what to do now… download your free homebuyer ebook, click here.” 

 

My name is Edgar DeJesus. I’m the mortgage advisor and branch manager of Treasure Coast Home Loans. Call or text, (772) 444-6362, with any questions that will let me separate opinion from opportunity. 

 

Thank you for taking the time to read my latest real estate and mortgage report.


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Call or text 561-223-9347 or email edgar@treasurecoasthomeloans.com to discuss your move-up plan and determine whether a bridge loan is the right fit for your situation. 


Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional and all conditions must be met by the borrower(s). A loan is only approved when the lender has issued approval in writing and is subject to all lender conditions. Any specified rates and terms are contingent upon loan approval and are subject to change without notice due to unpredictable market conditions. Innovative Mortgage Services, Inc. is a Florida licensed lender. Company NMLS #250769. Originator NMLS # 230414. Florida Mortgage Lender License, License/Registration #: MLD178 Florida. Mortgage Lender Servicer License, License/Registration #: MLD2167 Equal. Equal Housing Lender 


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